SSILC is your resource to learn about the
Registered Disability Saving Plan!
The Registered Disability Savings Plan (RDSP) helps Canadians with disabilities and their families save for the future. If you are a Canadian resident under age 60 and are eligible for the Disability Tax Credit, you are eligible for an RDSP. Earnings accumulate tax-free, until you take money out of your RDSP. Parents or guardians may open an RDSP for a minor. With written permission from the holder, anyone can contribute to the RDSP. The Registered Disability Savings Plan (RDSP) is now available to help people with disabilities and their families save for the future.
You may be eligible to receive government grants and bonds up to a maximum of $90,000! This money will earn interest over time and can be used for addition income assistance and for disability supports that you or your children may need in the future. You get to decide how the money is used!
This new program is a win/win for people with disabilities and their families - provincial disability support programs do not penalize individuals with RDSP accounts.
Click on links below for more information about the Registered Disability Savings Plan: